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Asphalt vs. Metal Roofing: Which Is Right for You?

Asphalt shingles and standing-seam metal are the two roofing systems we install most often in the Denver area, and homeowners regularly ask us to weigh in on which one makes more sense for their home and budget.

Both are excellent options in Colorado’s climate, but they differ significantly in upfront cost, lifespan, and how they handle hail — often the deciding factor for local homeowners.

There’s no universally “better” roofing material — the right choice depends on how long you plan to stay in the home and how much hail risk you’re willing to carry.

Cost, Lifespan, and Hail Performance

Architectural asphalt shingles typically run lower upfront and last 20 to 30 years, while standing-seam metal costs more initially but can last 40 to 50 years and often carries a stronger insurance discount for impact resistance.

For hail-prone areas, Class 4 impact-rated shingles narrow the performance gap considerably at a lower price point than metal, which is why many of our customers choose that route as a middle ground.

We walk every customer through a side-by-side cost comparison over a 20-year horizon, factoring in expected maintenance and insurance premiums for each material.

03 Comments

Leslie Alexander

20 Jun, 2025

Went with the metal option after reading this comparison. Cost more upfront but the hail resistance sold us given how bad storms get here.

Savannah Nguyen

20 Jun, 2025

The lifespan and cost breakdown here helped us stick with asphalt shingles for our budget. Stormcrest walked us through the same numbers on-site.

Jenny Wilson

20 Jun, 2025

Asked about hail denting on metal roofing after reading this and the crew explained the cosmetic warranty in plain terms. No pressure, just good info.

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